The loan review process is an important component of any successful commercial lending program. Just as prudent underwriting before making a loan decision is key to building a strong loan portfolio, an incomplete or deficient loan review process can prove detrimental to maintaining that portfolio as a healthy ongoing concern.

Learn ways that a proper and thorough loan monitoring and review process can help prevent loans from becoming unnecessary impediments to your lending institution.

Covered Topics:

• The Loan Commitment Letter
• Evaluating financial issues annually
• The Annual Loan Review:  What it should include
• Financial information: What you should require
• Evaluating financial information in a timely manner to verify compliance with loan terms and conditions

Who Should Attend

• Credit Analysts
• Loan Officers
• Other personnel with loan servicing responsibilities

The Presenter

Vincent DiCara is a co-founder of Development Finance Training and Consulting, Inc. (DFTC). He has been involved in evaluating and meeting the credit needs of small and medium-sized businesses for more than twenty-seven years as a business advocate, lender, credit analyst and trainer in the public, private non-profit, and private sectors

For the last fifteen years, Mr. DiCara has conducted a wide variety of training programs for individuals who work in the credit union, banking, economic development, and community development fields. Mr. DiCara's training programs have become known for their ability to foster an informal and participatory environment in which students are empowered to learn.

Mr. DiCara is a graduate of Bowdoin College in Brunswick, Maine and received a Masters Degree in Public Administration from the University of Maine. He has also earned the designation of Economic Development Finance Professional (EDFP) from the National Development Council. A native of Boston, Massachusetts, he has been a resident of the State of Maine for more than forty years.