Regulation B - Joint Intent

Webinar: ID# 1023029
Recorded On-Demand
About This Course:
This webinar covers the who, what, when, where and how's of documenting an applicant's intent to be a joint applicant.

Fair Lending is one of the "hottest" topics with regulators at this time.

Joint intent falls under the Equal Credit Opportunity Act (Regulation B) and can carry with it violations of the illegal discrimination and the fair lending variety. Requiring spouses (or anyone) to sign a loan or the appearance your Loan Officers are doing so is a signicant fair lending issue.

Joint intent is often something that lenders assume or take for granted. However, in the case of joint intent, even seemingly innocent assumptions can get your financial institution into a lot of hot water. Attend this webinar to help make sure you are doing things correctly!
Regulation B - Joint Intent
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