Ratios, ratios, and more ratios! What do they really mean? Many financial professionals including bankers use financial ratios on a regular basis. But do they always use the same ratios and more importantly, do they always interpret the ratios in the same manner?

Attend this proactive webinar and learn a five-step analysis plan including liquidity, activity, leverage, operating performance, and cash flow analysis that will clarify and unify this often confusing financial subject.

The session will also include a review of "spreading" a financial statement using the Moody's Risk Analyst software in order to analyze key ratios. A case study will be presented to illustrate the main concepts associated with key ratio analysis.What You'll Learn:Covered Topics:

• Use a five-step key ratio analysis plan to correctly interpret the financial condition of the business client
• Discuss negotiations with business clients and other financial professionals using the key ratios
• Case analysis: Applying the concepts

Who Should Attend:

Commercial lenders, credit analysts, loan documentation specialists, branch managers, assistant branch managers, private bankers, and business development officers