About This Course:
This webinar will address the Adverse Action Notice compliance requirements and best practices under the Equal Credit Opportunity Act (ECOA) and Fair Credit Reporting Act (FCRA).
Covered Topics:
- Consumer Notifications
- Non-Consumer Notifications
- Denials
- Notices of Incompleteness
- Counteroffers and Counteroffer Denials
- Withdrawals
- Indirect Lending Requirements
- Credit Score Notifications
- Multiple Applicant Requirements
- Timing Requirements
- Record Retention
- Fair Lending Hot Spots
Who Should Attend?Loan officers, loan processors, compliance, audit and other loan operations personnel
Your Presenter:David Dickinson's banking career began as a field examiner for the FDIC in 1990. He later became a Loan Officer for a 110-million dollar bank. In 1993, he established Banker's Compliance Consulting. Along with his amazingly talented Team, he has written numerous compliance articles for prestigious banking publications and has developed compliance seminars that Banker's Compliance Consulting produces.
He is an expert in compliance regulations. He is also a motivational speaker and innovative educator. His quick wit and sense of humor transforms the usually tiring topic of compliance into an enjoyable educational experience. David is on the faculty of the Center for Financial Training, the American Bankers Association National Compliance Schools and is a frequent speaker at the ABA's Regulatory Compliance Conference. David is also a trainer for hundreds of webinars and is a Certified Regulatory Compliance Manager (CRCM). The American Bankers Association honored David with their Distinguished Service Award in 2016.
