It is an important part of a bank employee's job to know how to handle checks to protect your financial institution from monetary loss. By recognizing the proper ways to cash checks, check for endorsements, and spot fraud, you protect not only the bank but yourself from liability.

This presentation guides you through handling different types of checks and learning how different check types meet certain requirements to be accepted or deposited. You will also learn how endorsements affect check cashing, along with how to look for proper identification and signature verification for cashing checks. Additionally, you will discover how to spot altered/fraudulent checks.What You'll Learn:Check Cashing Fundamentals

• Type of Checks/Money Orders
  
• Requirements for Negotiability
  
• Endorsements
  
• Identification
  
• Signature Verification
  
• Negligence Rule

Check Cashing

• On-Us Checks
  
• On-Us Non-Customer
  
• Not On-Us
  
• Cashing a Check for a Deceased Person
  
• Stop Payment Presented for Cashing

Check Fraud

• Spot Alterations
  
• Check Washing
  
• Paper Hanging
  
• Forgery
  
• Counterfeit
  
• Fake Cashier's Checks