About This Course:
Don't risk making costly mistakes in your loan reporting. In this informative & engaging session, we'll walk through the priority for reporting loan information correctly & guide you through the complex process of coding loans based on borrower, collateral, & purpose. We'll also cover the four risk-based capital categories of loans & give you the tools you need to confidently categorize & report your loans.
Loan information on the Call Report provides critical information for bank management and regulators. The rules for coding loans reported on Schedule RC-C dictate how loans are to be reported on all loan schedules in the Call Report, including the income statement, charge-offs and recoveries, averages, past due loans, and non-accrual loans.
What You'll Learn:Schedule RC-C: This webinar will walk through the classification priority for reporting loan information correctly. Learn when to code the loan based on borrower, when to code based on collateral, and when to code based on purpose.
Schedule RC-R: This webinar will cover the four risk-based capital categories of loans:
- Residential mortgage exposures,
- High volatility commercial real estate, including the updated definition of HVCRE ADC loans.
- Loans past due 90 days or more and loans on non-accrual status, and
- All other loans
In addition, we will review the requirements for reporting unfunded commitments in RC-R Part I under the CBLR framework and for Risk-Based Capital purposes in RC-R Part II.