search
search
Course Details

Overdraft Programs - The Danger Zones

20-hour-national-mortgage-pre-licensing-webinar-plus-compucram-exam-prep
Webinar: ID# 1039444
Recorded CD or On-Demand
Qty:
About This Course:
It's 2021 and the examiners are expected next month. Will your financial institution pass the test?

This program is designed to provide an update and the steps needed to complete an overdraft service checkup on your program before examiners arrive. Whether your system is automated or ad hoc, there are some themes and specifics examiners will target this year. Join us for a look at litigation, federal laws, state law issues, and other overdraft "hotspots" in this regulatory environment. It continues to be shifting sand.What You'll Learn:
  • Understanding the regulations, the guidance and the regulatory environment
  • Authorize Positive/Settle Negative
  • What are good funds?
  • Average Balance/ledge balance
  • Fee per item per time
  • Lawsuits--See, e.g., Lloyd v. Navy Fed. Credit Union
  • Your ODP program and whether it will pass the test-checklist for exams
  • Regulation E, Reg DD and State Laws
  • Examination "hot spots" and how the rules are being interpreted
  • Law suits around the country and how financial institutions are being targeted for unfair trade
  • Your policy, procedures, fees in 2021
  • Fair or unfair trade? A look at the federal and potential state issues
  • Frequently asked questions about overdraft programs
  • Why fees have to be consistent
Order:
Overdraft Programs - The Danger Zones
or via CD or On-Demand
Qty:
Course Details
Share This:
FacebookBankTrainingCenter.com. 5755 North Point Parkway, Suite 227 | Alpharetta, GA 30022 | 770-410-9375 | support@BankTrainingCenter.com
Copyright BankTrainingCenter.com 2018 | Web Site Development by OTAU