North Carolina Adjuster Exam Prep Agenda

Agenda

• What is Insurance?
• Characteristics of Insurance Contracts
• Types of Insurers
• Hazards and Risk
• Risk Management
• Important Terms
• Types of Hazards and Fraud
• Cause and Loss
• Interest, Subrogation, and Claims
• Valuation, Deductibles, and Coinsurance
• Liability Insurance and Policy Limits
• Liability and Law

• The Agent and Authority
• What is Adjusting?
• Adjusting the Claim
• Settling the Claim
• Negotiations
• Common Policy Provisions

• Preface - Standard Fire Policy
• Homeowners
• Dwelling
• Homeowners, Dwelling, Mobile Home, and Watercraft
• Personal Auto
• Personal Auto Laws
• Farm

• Commercial Property
• Commercial General Liability
• Professional Liability
• Surety and Fidelity Coverages
• Commercial Package Policies
• Commercial Auto
• Commercial Crime
• Boiler and Machinery

• A Flood Insurance
• Mechanical Breakdown
• Umbrella and Excess Liability
• Marine Insurance Preface
• Ocean Marine Insurance
• Inland Marine Insurance
• Workers' Compensation Insurance
• Residual Markets
• Additional Coverages

• Fiduciary Duty and Ethics
• Unlawful and Unfair Practices
• Claims Settlement Laws and Policy Cancellation and Nonrenewal
• Federal Consumer Privacy Laws
• Adjuster Licensing, Commissioner, & Disciplinary Actions
• Fraud
• Insurance Rating

• Practice Exam Information
• Practice Exam With Feedback
• Practice Exam Without Feedback

• Applying For Your License: Step-by-Step