About This Course:
As commercial and middle market lenders know, loan structure has an important influence on the repayment of loans. In this webinar, we'll discuss the different types of loans: seasonal, term, bridge, and permanent capital, and how to properly structure a loan. We'll also provide strategies for explaining loan structuring decisions to your customers.
What You'll Learn:- Show how loan structuring fits into the lending decision process
- Describe the different capital sources available to the borrower
- Explain the four major loan structures and their related risks: lines of credit, term loans, bridge loans, and permanent capital loans
- Explain the purpose and objectives of loan covenants
- Identify specific examples of financial covenants that would be used for each of the four major loan types
- Identify and describe seasonal borrowing needs
- Profile seasonal repayment sources and their related risks
- Formulate a loan structure, including consideration of collateral support, to minimize those risks
Continuing Education Credits:
Click the 'Credits' tab above for information on PHR/SPHR, PDCs, and other CE credits offered by taking this course.