About This Course:
E-commerce has occured online and electronically for years. Laws and regulations on e-commerce are not new, however, the COVID-19 pandemic not only demonstrated the importance and necessity of electronic contracting, but also revealed 'cracks in the system.'
This program will provide an update and overview of the E-Sign Act, an overview on certain consumer finance electronic disclosure requirements, recent updates and requirements regarding electronic contracting, and practice points and best practices in electronic contracting.
What You'll Learn:Overview of the E-Sign Act- Need and Purpose of the E-Sign Act
- State Law Equivalents
Provisions and Requirements of E-Sign Act- Key Definitions Under the E-Sign Act
- Requirements for Offering Electronic Signatures
Providing Electronic Consumer Credit Related Disclosures- Regulation B, Implementing the Equal Credit Opportunity Act
- Regulation Z, Implementing the Truth in Lending Act
- Regulation E, Implementing the Electronic Fund Transfer Act
- Regulation M, Implementing the Consumer Leasing Act
- Truth in Savings Act
Recent Updates- State Law Updates
- Remote Online Notarization
Practice Points and Best Practices; and Cord Keeping and Providing Proof and Evidence of Compliance and Contracting- E-Signature Evidence
- Audit Trial
- Staying out of Court, or Winning in Court