Checks are contracts and should be handled like any other legal document. There are reasons why we do not put business checks into personal accounts and why we do not give less cash on business accounts. Learn the safe way to handle checks and be sure that you and your financial institution can be protected from loss on negotiable instruments.What You'll Learn:

• The simplest rule about checks that will save your financial institution thousands of dollars
  
• The connections between checks and account agreements: if you have not signed the signature card, you cannot get the money
  
• Postdated, stale dated, erasures, alterations, and more lessons we need to learn
  
• Why your institution needs to know about the negligence rule and the bank statement rule
  
• Should we check endorsements and send them back as "missing?"
  
• What should we do with checks payable to deceased people?
  
• Treasury checks, postal money orders, and other special checks
  
• Why we absolutely do not give cash back or deposit into personal accounts checks made payable to businesses