About This Course:
This course is designed to sharpen the ability of participants to recognize potential problem loans early and identify appropriate solutions once they surface.
What You'll Learn:Covered Topics:- Identify early warning signs of problem loans in the following areas:
- Business and Operational
- Accounting
- Working capital
- Financial statements
- The back office
- Relationship issues
- Develop a concrete set of procedures once a problem loan has been identified.
- Explore options for resolving problem loans including workout, outplacement and liquidation.
- Explain guarantor risks and guarantor contingencies to ensure the loan is properly underwritten.
- Discuss who is responsible for sounding the alarm and developing an action plan.
Who Should Attend:Commercial lenders, credit analysts and small business lenders, consumer lenders, mortgage bankers and private bankers; loan review specialists, special assets officers, lending managers and credit officers.