Ratios are a key component of the credit analysis process as a variety of different ratios are employed by lenders to assist in determining the strengths and weaknesses of businesses. This program will examine commonly used ratios to determine what they mean and what they tell us about a business. This program is for new lenders who wish to understand the significance of commonly-used ratios and their inclusion in credit reports.What You'll Learn:

• How to calculate a business' operating cycle
• Working capital ratios
• The Debt/equity Ratio
• The Debt service Coverage Ratio (DSCR)
• Loan to Value ratios and their connection to collateral coverage

Who Should Attend:

New Credit Analysts, New Loan Officers and other personnel looking for a basic understanding of business credit analysis.