Using Business Tax Returns to Analyze Lending Requests
The only reliable financial information available from many businesses, especially small businesses, is contained in tax returns. When accountant-prepared financial statements are not available from businesses, lenders and credit analysts will often need to make a lending decision based on the information contained in those tax returns.
This program will educate course attendees in the ways in which business tax returns are both similar to and differ from conventional financial statements.Covered Topics:
- Relevant tax return schedules and forms for various types of businesses
- Identifying the cash inflows and outflows of businesses from tax returns
- Essential questions to ask when using the tax returns of businesses
Who Should Attend:
- Credit Analysts
- Loan Officers
- Branch Managers
- Loan Committee members
- Other personnel with a basic understanding of business credit analysis
Vincent DiCara is the owner of DiCara Training and Consulting, LLC and also co-founder of Development Finance Training and Consulting, Inc. (DFTC). He has been involved in evaluating and meeting the credit needs of small and medium-sized businesses for more than twenty-seven years as a business advocate, lender, credit analyst and trainer in the public, private non-profit, and private sectors. Immediately prior to establishing DFTC in 2002, Mr. DiCara was the Principal of Development Consulting Services, a consulting business which provided business plan development and financial packaging services.
For the last fifteen years, Mr. DiCara has conducted a wide variety of training programs for individuals who work in the credit union, banking, economic development, and community development fields. Mr. DiCara's training programs have become known for their ability to foster an informal and participatory environment in which students are empowered to learn.
Mr. DiCara is a graduate of Bowdoin College in Brunswick, Maine and received a Masters Degree in Public Administration from the University of Maine. He has also earned the designation of Economic Development Finance Professional (EDFP) from the National Development Council.
|Licenses / Designations / Educational Credits:||Institute of Certified Bankers - CLBB|
All US States: 2.5
All Canadian Provinces: 2.5
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