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Course/Product Description
Title:

Signature Card Legal And Compliance Issues

SKU:WC-1023168
Date / Time: Recorded
Format: Webinar
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Description:

This webinar will cover the legal and regulatory compliance issues associated with the use of deposit account signature cards.

We will cover the reasons why signature cards are used, and some of the nuances associated with their proper completion.

The course will also cover many of the operational and compliance challenges that financial institutions are currently facing with emerging technologies - such as online deposit account opening - and what should be considered regarding signature cards in these new processes.

Agenda

Overview

  • What Are Signature Cards?
  • Highlight of Issues to Be Covered
Legal Purposes of the Signature Card
  • Permissions Language
  • Federal and State Consumer Reporting Requirements
  • Issues Associated With Timing and Potential Adverse Action
TIN Certification
  • Brief Discussion of IRS Rules Regarding TIN Certification
  • Possible to Obtain in Other Forms?
  • Requirements to Obtain TIN Certification Electronically (IRS Announcement 9827)
Deposit Insurance
  • FDIC/NCUA Record Keeping Requirements
  • Special Rules Under Emerging Technologies (Joint Accounts)
Signature Verification
  • Liability Standards Under UCC § 4406
  • Operational Challenges and Legal Benefits of an "Exception Item Queue" and Role of Signature Card in Such Review
  • Discussion of American Bankers Association White Paper
Issues Caused by Emerging Technologies
  • Online Account Opening
  • Document Retention and Scanning of Signature Cards
Wrap-up
About The Presenter

Thomas P. Quinn, Jr.
  • Partner with Hudson Cook, LLP
  • Has more than 15 years of experience assisting banks and nondepository financial service companies in complying with the myriad of state and federal regulations affecting consumer lending and deposit products
  • Has served as an adjunct professor at the Roger Williams University School of Law, lecturing on consumer law and consumer protection issues
  • Has written and spoken on a variety of topics related to his areas of expertise
  • J.D. degree, Case Western Reserve University School of Law; B.A. degree in history, magna cum laude, Fairfield University


Cannot Attend The Live Presentation?

This presentation is also available in a recorded format, in CD version, as shown in the pricing options below.

About Webcasts / Audio Conferences / Podcasts:

Webcasts, audio conferences, and podcasts are presentations that you attend via the Internet, phone, or mobile device at a specified date and time for "live" versions, or at your convenience for "recorded" and "On-Demand" versions.

The live versions are interactive, meaning that participants can ask questions in real time, plus are a very cost-effective form of training because 1) you receive fast, convenient learning without any out-of-office time; 2) you can invite as many colleagues as you'd like to listen in on a single phone line; 3) you incur no travel expenses; and 4) you and your colleagues are back at work immediately after the session ends!

And though with recorded versions you do lose the ability to ask questions, you gain the ability to hear the presentation numerous times and to share it with others in your office.

Handout materials and the phone number for live presentations are made available to you prior to the event via email from the presenter and from the "MyAccount" link on the menu bar. Copies of the presentations are included with recorded versions.

About The Provider: Lorman Education Services has provided educational seminars and online training for professionals since 1987.

Since then, we've kept thousands of professionals in the United States and internationally current on the most pressing topics in a rapidly changing marketplace of ideas. Like you, we understand the need for concise, accurate information.

That understanding underlies each Lorman course, presenting the latest information on the laws and regulations critical to your organization's successful daily operations.

Moreover, each course receives our painstaking attention to be certain both the faculty and participants receive the individual attention necessary to achieve maximum benefit from the materials.
More Info: Contact Us For More Information
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