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Course/Product Description
Title:

Reading Financial Statements: A Creditor's Perspective

SKU:WC-1015688
Date / Time: Recorded
Format: Webinar
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Description:

This important topic emphasizes a practical approach to correctly interpret financial statements from a creditor's perspective.

Loan officers, credit analysts, and other related parties are required to analyze financial statements as part of their function in underwriting business loans and credit arrangements. You will be provided with the required tools to correctly interpret the financial statements from a creditor perspective and help them improve their lending skills.

Agenda

The Four Financial Statements

  • Income Statement
  • Statement of Retained Earnings
  • Balance Sheet
  • Statement of Cash Flows
Types or Quality of Financial Statements
  • Company-Prepared
  • Compiled
  • Reviewed
  • Audited
Notes to the Financial Statements
    A Five-Step Financial Statement Analysis Model Covering
    • Liquidity
    • Activity
    • Leverage
    • Operating Performance
    • Cash Flow
    The Z-Score and Sustainable Growth Models
      About The Presenter

      David L. Osburn, M.B.A.
      • Founder of Osburn & Associates, LLC, a business training and contract CFO firm, 15 years; and former banker (commercial lending), 16 years, including the position of vice president/senior banking officer
      • Practice emphasizes all aspects of credit training including financial statement analysis, tax return analysis, and loan structure/documentation/compliance
      • Conducts regular seminars, webinars, and keynote speeches on commercial lending topics throughout the U.S. for bankers, CPAs, creditor managers and attorneys
      • College professor teaching both graduate (MBA) and undergraduate classes for 29 years
      • Holds the professional designation of Certified Credit & Risk Analyst (CCRA) as granted by the National Association of Credit Management (NACM)
      • M.B.A. degree and graduate, ABA National Commercial Lending School


      Cannot Attend The Live Presentation?

      This presentation is also available in a recorded format, in CD version, as shown in the pricing options below.

      About Webcasts / Audio Conferences / Podcasts:

      Webcasts, audio conferences, and podcasts are presentations that you attend via the Internet, phone, or mobile device at a specified date and time for "live" versions, or at your convenience for "recorded" and "On-Demand" versions.

      The live versions are interactive, meaning that participants can ask questions in real time, plus are a very cost-effective form of training because 1) you receive fast, convenient learning without any out-of-office time; 2) you can invite as many colleagues as you'd like to listen in on a single phone line; 3) you incur no travel expenses; and 4) you and your colleagues are back at work immediately after the session ends!

      And though with recorded versions you do lose the ability to ask questions, you gain the ability to hear the presentation numerous times and to share it with others in your office.

      Handout materials and the phone number for live presentations are made available to you prior to the event via email from the presenter and from the "MyAccount" link on the menu bar. Copies of the presentations are included with recorded versions.

      About The Provider: Lorman Education Services has provided educational seminars and online training for professionals since 1987.

      Since then, we've kept thousands of professionals in the United States and internationally current on the most pressing topics in a rapidly changing marketplace of ideas. Like you, we understand the need for concise, accurate information.

      That understanding underlies each Lorman course, presenting the latest information on the laws and regulations critical to your organization's successful daily operations.

      Moreover, each course receives our painstaking attention to be certain both the faculty and participants receive the individual attention necessary to achieve maximum benefit from the materials.
      More Info: Contact Us For More Information
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