Reading Financial Statements: A Creditor's Perspective
|Date / Time:
This important topic emphasizes a practical approach to correctly interpret financial statements from a creditor's perspective.
Loan officers, credit analysts, and other related parties are required to analyze financial statements as part of their function in underwriting business loans and credit arrangements. You will be provided with the required tools to correctly interpret the financial statements from a creditor perspective and help them improve their lending skills.
The Four Financial Statements
Types or Quality of Financial Statements
- Income Statement
- Statement of Retained Earnings
- Balance Sheet
- Statement of Cash Flows
Notes to the Financial StatementsA Five-Step Financial Statement Analysis Model Covering
The Z-Score and Sustainable Growth ModelsAbout The Presenter
- Operating Performance
- Cash Flow
David L. Osburn, M.B.A.
- Founder of Osburn & Associates, LLC, a business training and contract CFO firm, 15 years; and former banker (commercial lending), 16 years, including the position of vice president/senior banking officer
- Practice emphasizes all aspects of credit training including financial statement analysis, tax return analysis, and loan structure/documentation/compliance
- Conducts regular seminars, webinars, and keynote speeches on commercial lending topics throughout the U.S. for bankers, CPAs, creditor managers and attorneys
- College professor teaching both graduate (MBA) and undergraduate classes for 29 years
- Holds the professional designation of Certified Credit & Risk Analyst (CCRA) as granted by the National Association of Credit Management (NACM)
- M.B.A. degree and graduate, ABA National Commercial Lending School
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|About The Provider:
||Lorman Education Services has provided educational seminars and online training for professionals since 1987.
Since then, we've kept thousands of professionals in the United States and internationally current on the most pressing topics in a rapidly changing marketplace of ideas. Like you, we understand the need for concise, accurate information.
That understanding underlies each Lorman course, presenting the latest information on the laws and regulations critical to your organization's successful daily operations.
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