Regulation Z: Truth in Lending (TILA)
||Online Training Course
This course introduces the learner to Regulation Z, which implements the regulations behind the Truth in Lending Act (TILA).
The learner will be provided with a detailed overview of the ways in which TILA affects credit extensions and requires disclosures to be sent to consumers, as well as information on exemptions, mixed-purpose credit, factors to consider, and the four key protections that currently exist for higher-priced mortgage loans secured by a consumers principal dwelling.
After completing this program, the learner will understand the:
Agenda / Covered Topics
- Distinction between open-end and closed-end credit requirements
- Definition of "home equity plans"
- Relation of Credit CARD Act and Higher Education Opportunity Act to truth in lending
- Truth in Lending Act
- Coverages and Exemptions
- Finance Charges
- TILA Disclosures
- Open-End Credit Requirements
- Closed-End Credit Requirements
- Home Equity Plans
- Higher-Priced Loans
- Credit CARD Act
- Higher Education Opportunity Act
- Ability-to-Repay/Qualified Mortgage Rule
- TILA Servicing Requirements
This course is delivered online. Upon registering, you will receive an email with access instructions from the provider. Course is available to you for one year from date of purchase.
|About The Provider:
||With 28+ years of experience, The Edcomm Group Bankers Academy is a leading and trusted provider of financial services training solutions.
We’re very proud to have partnered with over 2,500 clients worldwide in various financial services industries, including Retail Banking, Corporate Banking, Card Services, Treasury, Investments, Financing, Mortgages, Regulatory Agencies, Credit Unions, and Money Service Businesses (MSBs) to help educate and train these professionals.
||Contact Us For More Information
||Share on Facebook
Share on Twitter
Share on Google+
Letters of Credit
ACH Exception Processing
Key Ratio Analysis: Calculating and Interpreting the Numbers Correctly!
Deposit Analysis For Today′s Environment
Bank Call Report Preparation for Beginners
Call Reports: RC-C Loan Coding and Related RC-R Reporting
Safe Deposit Box "Danger Zones"
Controlling the Risks of Power of Attorney Documents
Certified Regulatory Vendor Program Manager
Reg E Compliance – Five Best Practices for Handling Disputes
Basic Bankruptcy for Bankers
Flood Insurance Compliance Hot Spots
Opening New Accounts: Trust, Fiduciary and Minor Accounts
Opening New Accounts: Business Accounts
Limited Liability Companies: Do′s and Don′ts
Regulation CC - Check Holds