CRA Nuts & Bolts - Five Steps to Pass the Exam
This webinar will focus on several simple steps to ensure a successful CRA exam outcome.
Writing a dynamic CRA context report can show examiners not only that your financial institution understands the community credit needs, but also that you are effectively meeting the needs in the assessment areas you serve. We will review the steps required to establish your case and demonstrate why your CRA program qualifies for a "Satisfactory" or possibly "Outstanding" rating.
The definition of “community development changed in September, 2005 to include, among other things, activities that revitalize or stabilize designated disaster areas. A financial institution's activity will be considered to revitalize or stabilize a designated disaster area if it helps to attract new, or retain existing, businesses or residents, and is related to disaster recovery. Examiners will consider revitalization or stabilization activities that take place within 36 months after the date of the disaster designation.
Could your financial institution be eligible to receive special consideration for lending in a designated disaster area?
- Five steps for managing a CRA exam and the importance of developing a CRA strategy.
- Tips for banks that are ISB (intermediate small banks) and will become a CRA reporter when the large bank threshold is reached
- Learn how to document lending activity in designated disaster areas.
- What's included in a performance context? Learn how to describe your institution, quantify the ability and capacity of the bank to meet credit needs based on financial data, and any issues that should be highlighted about a holding company, affiliate or subsidiary
- Learn how to highlight the positive outcomes of your lending focus and business strategy
- Tips to describe your assessment area including demographic and economic data resources.
- Best practices to deal with CRA-related complaints and potential fair lending issues that can threaten a successful exam.
- Definitions of Community Development Loans and Services
- Ideas for passing the Investment Test portion of the exam
- Helpful CRA compliance resources and regulatory guidance
Who Should Attend
Compliance Officers, CRA Officers, Business Line Managers, Commercial Loan Managers, Fair Lending Officers, Marketing Directors, and Senior Management
Susan Costonis is a compliance consultant and trainer. She frequently provides consulting services to financial institutions regarding fair lending and other compliance management issues. Her 36 year career in banking and training began with 20 years at First National Bank, an affiliate of Wells Fargo Bank, in Fort Collins, CO. Susan has been a bank compliance consultant or compliance officer in Louisiana since 1998.
During her career, Susan has successfully managed compliance programs and exams for institutions supervised by the OCC, FDIC, and Federal Reserve. She is a Certified Regulatory Compliance Manager and completed the ABA Graduate Compliance School and the Graduate Banking School of the University of Colorado. Susan regularly presents seminars to financial associations.
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All Canadian Provinces: 2.5
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||Since 1983 Total Training Solutions has produced dozens of videotapes, CD-Roms, DVD's and web-based training modules. In addition to off-the-shelf products, Total Training Solutions also develops custom training products and consults with financial institutions to develop their own training curriculum.
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Attend the live session with the opportunity to ask questions to the presenter. You also receive a link to the handouts. All registrations for a live event will be given access to the OnDemand recording, at no additional cost, for seven days following the event. This will allow a flexible alternative when last minute conflicts intrude on scheduled events.
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Includes all three options above. Live session, OnDemand Weblink, and CD-Rom plus Hardcopy Handouts.
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Includes two of the options above. Live session and 6 months access to OnDemand Weblink plus link to handouts.
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|CRA Nuts & Bolts - Five Steps to Pass the Exam||CD/On-Demand||$295.00||
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